Personal Injury Insurance | Truth About Lawsuits
Many times people feel terrible about suing or hiring an attorney in a personal injury case and are constantly apologizing when they go through with it. This is because the general idea among the public if you sue when you get injured, you’re trying to take advantage of someone or something.
For many years insurance companies have flooded the public with propaganda that makes us feel guilty for using the legal system when the insurance company refuses to be accountable and keep their side of the agreement with the people they insure. Have you ever really stopped to think about why you bought insurance? Nearly everyone has it. Why? To protect us and our family, and give us a warm fuzzy feeling knowing that if a crisis occurs, we will be able to get through it without it being a financial strain. Most people understand that reason for buying insurance, but we also buy it to protect not only ourselves but other people that we may have caused injury to by being negligent.
Insurance companies however, have by contract the ability to step in between the responsible party and the victim. What do insurance companies do? Well, they definitely don’t apologize for the damage done and try to figure out what it will take to restore the person who was injured back to the position they were in before. Instead, they try to find weaknesses in the case or even the individual and attack those weaknesses to try and frustrate the system. By doing so, they can minimize a person’s claim.
Should you feel bad about suing? Absolutely not. You have a right to maximize your claim just as the insurance companies try to minimize it. If you live in Boston, a personal injury attorney in Boston will be able to help you decide if you have a case and if it would be worth pursuing.
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Boston Personal Injury Case-Do You Have One?
So either you or a loved one has been injured. How do you know if you have case and if you should hire a personal injury lawyer? To help you better understand if you have case and if it would be worth the hassle to pursue, here are three things that you should look for:
1. You have to have been hurt or injured as a result of someone else’s conduct.
- Only due to the negligence of another person/company/organization, will you be able to have a personal injury case. There has to be someone on the other side responsible for your injury. If there wasn’t, who you would take to court?
2. Liability
- You can’t be the one responsible in any way for the cause of the accident. As said before, someone other than yourself has to be at fault for causing the accident.
3. You have to be able to collect the money from somewhere.
- Most often, this requirement is met by insurance companies.
When those three requirements are met, you stand a very good chance of have a personal injury case. Of course, there are other requirements that are specific to certain types of cases, such as medical malpractice and car accidents which you should discuss with your law firm to see if you really do have case.
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